Unlike other financial institutions, Credit Unions are owned and run by its members. Members are joined together by a common bond and we will serve only our members. There are no outside stockholders. As an instrumentality of the Federal Government, we are regulated by the National Credit Union Administration (NCUA). NCUA conducts annual examinations of credit union activities to insure that we comply with all federal regulations, our own bylaws and that we conduct safe and sound business practices.

The Board of Directors are elected by the membership at our annual meeting. There are seven members on the Board and they in turn appoint a supervisory committee made up of other credit union members who oversee daily operations as internal auditors. Since the Board of Directors and Supervisory Committee are volunteers, they contribute their time without compensation. The Board also hires the General Manager and staff.

Each member's savings are insured up to $250,000 by NCUA.